How to Never Break Your Budget Because of an Emergency Again

Using zero-based budgeting to account for known unknown and unknown unknown expenses.

One of the most devastating things that happen to most budgeters is unexpected expenses.

This could mean anything from a larger-than-expected tax bill to a broken car, or just some subscription you forgot to budget for. Whatever it is, it comes along, unexpected and all, and as one does when one doesn’t expect expenses — you don’t have the money.